Financial Guides
Evidence-based information to help you find the right advisers. Every guide is backed by real data from our directory and authoritative sources.
Getting started
How to Find and Choose a Financial Adviser
A step-by-step guide to finding, comparing, and selecting the right financial adviser for your needs — including what to check, questions to ask, and red flags to watch for.
12 min read
Independent vs Restricted Financial Advisers — What's the Difference?
Understanding the difference between independent and restricted financial advisers in Australia, what it means for the advice you receive, and how to check.
8 min read
Understanding fees
Fee-Only vs Commission-Based Financial Advisers
Understanding the different fee structures for financial advice in Australia — fee-only, commission-based, and hybrid models. How to choose what works for you.
10 min read
Financial Adviser Fees Guide — What to Expect in Australia
A detailed breakdown of financial adviser fees in Australia — initial consultations, ongoing fees, percentage-based charges, and how to compare the true cost of advice.
10 min read
Regulation
Retirement planning
Superannuation Advice Guide — When and Why You Need It
When to seek professional superannuation advice, what a super adviser can help with, and how to choose the right one for your retirement planning needs.
9 min read
Retirement Planning Guide — How to Prepare for Retirement in Australia
A comprehensive guide to retirement planning in Australia — when to start, how much you need, strategies for maximising super, and when to get professional advice.
12 min read
Self-Managed Super Fund (SMSF) Guide — Is It Right for You?
Everything you need to know about self-managed super funds in Australia — setup costs, ongoing responsibilities, benefits, risks, and when to get specialist advice.
11 min read
Planning
Estate Planning with a Financial Adviser — Protecting Your Legacy
How a financial adviser can help with estate planning in Australia — wills, super death benefits, trusts, power of attorney, and structuring your affairs for the people you care about.
9 min read
Insurance Advice Guide — Life, TPD, Income Protection & Trauma
A guide to personal insurance in Australia — what types you need, how much cover, whether to hold it inside or outside super, and how an insurance adviser can help.
10 min read
All guides are backed by data from our provider directory and cited authoritative sources. Information is updated regularly.
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